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WORLDMATES.CLUB REFUND POLICY

Last Updated: August 12, 2025
Effective Date: August 12, 2025


INTRODUCTION

This Refund Policy (the "Policy") governs the terms and conditions for refunding money for paid services of the WorldMates.club social network, provided by an individual entrepreneur registered in accordance with Ukrainian law with registration location in Dnipro, Ukraine (hereinafter "Operator," "We").

This Policy has been developed in accordance with:

  • Law of Ukraine "On Consumer Rights Protection" No. 1023-XII
  • Civil Code of Ukraine
  • EU Consumer Rights Directive 2011/83/EU
  • California Consumer Protection Law
  • International standards for digital services consumer rights protection

Contact Information:

  • Name: [Entrepreneur's Full Name]
  • Address: Dnipro, Ukraine, [Full Address]
  • Email: refunds@worldmates.club
  • Support Phone: [Phone Number]
  • Working Hours: Mon-Fri, 9:00-18:00 (Kyiv time)

1. GENERAL PROVISIONS

1.1 Scope of Application

This Policy applies to all paid WorldMates.club services:

  • Premium subscriptions (monthly, annual)
  • Additional features and capabilities
  • Paid stickers and emojis
  • Gifts and virtual gifts
  • User promotion packages
  • Business advertising services
  • Any other paid platform services

1.2 Payment Types

One-time Payments:

  • Individual feature purchases
  • One-time profile enhancements
  • Virtual gifts
  • One-time advertising

Subscriptions:

  • Monthly Premium subscriptions
  • Annual Premium subscriptions
  • Special feature subscriptions
  • Auto-renewable services

1.3 Refund Policy Principles

  • Fairness — fair and clear conditions for all users
  • Transparency — clear description of all terms and procedures
  • Legal Compliance — adherence to all applicable legal standards
  • Reasonable Timeframes — optimal time frames for both parties

2. CONSUMER RIGHTS UNDER LEGISLATION

2.1 Rights under Ukrainian Legislation

According to the Law of Ukraine "On Consumer Rights Protection," consumers have the right to:

For Poor Quality Services:

  • Demand free elimination of defects
  • Demand appropriate price reduction
  • Demand compensation for defect elimination expenses
  • Refuse contract execution and demand full damage compensation

For Distance Purchases:

  • Refuse the contract within 14 days without explanation
  • Receive complete service information before concluding the contract
  • Receive written order confirmation

2.2 Rights under EU Consumer Rights Directive

Additional rights apply for EU users:

Right of Withdrawal:

  • 14-day contract withdrawal period
  • Full refund of amounts paid
  • Refund within 14 days after withdrawal
  • Exceptions for digital content with consumer consent

Information Rights:

  • Clear information about withdrawal rights
  • Standard withdrawal form
  • Seller contact details

2.3 California Residents' Rights (CCPA)

California residents have additional rights:

  • Right to refund for automatic subscription renewals
  • Clear subscription terms notifications
  • Simple subscription cancellation procedures
  • Protection from unwanted auto-payments

3. REFUND CONDITIONS BY SERVICE TYPE

3.1 Premium Subscriptions

3.1.1 Monthly Subscriptions

Refund Conditions:

  • Refund within 7 days of activation (full refund)
  • Proportional refund for unused time upon cancellation
  • Automatic cancellation upon refund request
  • Immediate termination of premium functions

Exceptions:

  • Subscription used more than 50% of time
  • Terms of Use violations
  • Fraud or abuse attempts

3.1.2 Annual Subscriptions

Grace Period (first 30 days):

  • Full refund without questions within 30 days
  • Refund within 3-7 business days
  • Retention of basic account functions

After Grace Period:

  • Proportional refund for unused time
  • 20% deduction for administrative costs
  • Review within 14 days

3.2 One-time Purchases

3.2.1 Virtual Gifts

Refund Possible:

  • Within 24 hours of purchase (if not sent)
  • For platform technical errors
  • For accidental purchase (documented)

Refund Impossible:

  • After sending gift to recipient
  • After using gift in public posts
  • After 24 hours from purchase

3.2.2 Stickers and Emojis

Refund Conditions:

  • Within 48 hours of purchase
  • If stickers unused in messages
  • For technical download problems

Limitations:

  • Maximum 1 sticker refund per month per user
  • Stickers must remain unused
  • Refund only for last purchase

3.3 Advertising Services

3.3.1 Profile Promotion

Refund Before Launch:

  • 100% refund before ad display begins
  • Refund within 2-4 business days
  • Automatic advertising campaign cancellation

Refund After Launch:

  • Proportional refund for unused budget
  • Refund for serious platform technical failures
  • Compensation for significant under-delivery

3.3.2 Business Advertising

Quality Guarantees:

  • Refund for not achieving minimum reach indicators
  • Compensation for technical failures
  • Recalculation for incorrect targeting

Refund Procedure:

  • Written complaint with justification
  • Campaign performance analysis
  • Decision within 7 business days

4. EXCEPTIONS AND LIMITATIONS

4.1 Non-refundable Services

According to applicable legislation, refunds are NOT provided for:

Digital Content:

  • Content accessed and downloaded
  • Personalized services after service begins
  • Digital goods with user consent for immediate provision

Used Services:

  • Fully provided services with consumer consent
  • Services whose quality depends on personal preferences
  • Emergency services

4.2 Time Limitations

General Time Frames:

  • Maximum period for refund application: 30 days
  • Reduced terms for certain service types
  • Exceptions for technical failures (no time limitations)

Special Cases:

  • Refund for platform violations: no time limitations
  • Technical errors: within 90 days
  • Fraudulent charges: within 120 days

4.3 Refusal Cases

User Violations:

  • Terms of Use violations
  • Account blocking for violations
  • Fraud or deception attempts
  • Refund system abuse

Objective Reasons:

  • Applicable time periods expired
  • Complete service utilization
  • No technical possibility for refund

5. REFUND PROCEDURE

5.1 Refund Application Submission

5.1.1 Application Methods

Online Form (Recommended):

  • Website form: worldmates.club/refund-request
  • Automatic receipt notification
  • Application status tracking
  • Fast processing (1-3 business days)

Email:

  • Address: refunds@worldmates.club
  • Subject: "Refund Request - [order number]"
  • All necessary documents attached
  • Response within 24-48 hours

Phone Support:

  • Number: [Phone Number]
  • Working hours: Mon-Fri, 9:00-18:00 (Kyiv time)
  • Initial consultation and filing assistance
  • Written confirmation required

5.1.2 Required Documents

Mandatory Information:

  • Account email
  • Transaction or order number
  • Payment date and amount
  • Refund reason
  • Refund details

Additional Documents (if necessary):

  • Error or problem screenshots
  • Support correspondence
  • Circumstance confirmation documents
  • Technical failure reports

5.2 Application Review

5.2.1 Review Stages

1. Initial Verification (1-2 business days):

  • Document completeness check
  • User data verification
  • Automatic receipt notification
  • Additional document requests if necessary

2. Application Analysis (2-5 business days):

  • Refund condition verification
  • Service usage analysis
  • Technical payment verification
  • Relevant department consultations

3. Decision Making (1-2 business days):

  • Final application decision
  • Refund amount calculation (if applicable)
  • User decision notification
  • Refund process initiation

5.2.2 Review Timeframes

Standard Applications:

  • Simple cases: 3-5 business days
  • Complex cases: 7-14 business days
  • Disputed situations: up to 30 days

Priority Applications:

  • Technical errors: 24-48 hours
  • Double charges: 24-48 hours
  • Platform violations: immediately

5.3 Refund Execution

5.3.1 Refund Methods

Return to Original Payment Method (Priority):

  • Bank card: 3-10 business days
  • PayPal: 1-3 business days
  • Cryptocurrencies: 1-2 business days
  • Bank transfer: 5-7 business days

Alternative Methods:

  • Internal platform balance (upon request)
  • Service compensation (by mutual agreement)
  • Bank transfer (when card refund impossible)

5.3.2 Refund Currency

Currency Refund Principles:

  • Refund in original payment currency
  • Exchange rate application on refund date (for conversion)
  • Currency loss compensation for technical errors
  • Fixed rate for large amounts (upon request)

6. SPECIAL SITUATIONS

6.1 Technical Failures and Errors

6.1.1 Payment System Errors

Automatic Refund for:

  • Double charges
  • Charges without service provision
  • Payment system technical errors
  • Confirmation system failures

Procedure:

  • Automatic detection (where possible)
  • User notification within 24 hours
  • Refund within 1-3 business days
  • Inconvenience compensation (upon request)

6.1.2 Service Provision Failures

Compensation for:

  • Premium function unavailability over 24 hours
  • Data loss due to platform fault
  • Significant service quality reduction
  • Key function inoperability

Compensation Types:

  • Subscription extension for downtime period
  • Partial refund proportional to downtime
  • Additional features as apology
  • Full refund for critical failures

6.2 Fraud and Unauthorized Payments

6.2.1 Fraud Protection

Security Measures:

  • Suspicious transaction monitoring
  • Additional verification for large payments
  • Blocking upon fraud suspicion
  • Cooperation with banks and payment systems

Upon Fraud Detection:

  • Immediate suspicious operation blocking
  • User notification about suspicious activity
  • Complete incident investigation
  • Refund to fraud victims

6.2.2 Unauthorized Payments

Unauthorized Charge Procedure:

  1. Immediate application through support service
  2. Unauthorized proof provision
  3. Account blocking until clarification
  4. Investigation with payment systems
  5. Refund upon unauthorized confirmation

Required Documents:

  • Bank statement about unauthorized operation
  • Law enforcement report (if necessary)
  • Identity confirmation documents
  • Any account compromise evidence

6.3 Disputes and Disagreements

6.3.1 Internal Dispute Resolution

Dispute Escalation:

  1. First Level: Support Service (decision within 5 days)
  2. Second Level: Support Supervisor (decision within 7 days)
  3. Third Level: Company Management (decision within 14 days)

Independent Mediation:

  • Independent mediator involvement for complex disputes
  • Company-paid mediation
  • Mediator decision binding for company
  • User court appeal rights preserved

6.3.2 Supervisory Authority Appeals

Ukraine:

  • State Service of Ukraine for Food Safety and Consumer Protection
  • Territorial consumer protection authorities
  • Verkhovna Rada Commissioner for Human Rights

European Union:

  • European Consumer Centre (ECC)
  • National consumer protection authorities
  • ODR platform for online disputes

USA (California):

  • California Department of Consumer Affairs
  • Better Business Bureau
  • Federal Trade Commission

7. AUTOMATIC REFUNDS AND CANCELLATIONS

7.1 Automatic Subscription Cancellation

Automatic Cancellation Reasons:

  • Insufficient account funds (after 3 failed attempts)
  • Bank card blocking
  • User cancellation request
  • Terms of Use violations

Automatic Cancellation Procedure:

  • User notification 3 days before charge
  • Charge attempt on renewal date
  • If failed - repeat attempts after 3 and 7 days
  • Automatic cancellation after 3 failed attempts

7.2 Subscription Cancellation Refunds

Proportional Refund:

  • Daily unused time calculation
  • Automatic refund within 5-7 business days
  • Basic function retention until paid period end
  • Refund amount and date notification

Deductions and Fees:

  • No deductions for cancellation within first 7 days
  • 10% deduction for administrative costs (after 30 days)
  • Full payment system fee compensation
  • Fee refund for platform fault

8. INTERNATIONAL FEATURES

8.1 EU User Refunds

Additional Rights:

  • 14-day withdrawal right without explanation
  • Full refund (including delivery costs for physical goods)
  • Standard withdrawal form in all EU languages
  • Consumer protection under Directive 2011/83/EU

Processing Features:

  • Processing in user's language (when translation available)
  • National consumer law compliance
  • Coordination with national consumer protection authorities
  • Stricter national standards application (where applicable)

8.2 US User Refunds

California (CCPA):

  • Special rights for California residents
  • Auto-renewal protection
  • Clear cancellation terms notifications
  • Simple subscription cancellation procedures

Federal Requirements:

  • FTC Guidelines compliance
  • Unfair trade practice protection
  • Truth in Advertising principles
  • Restore Online Shoppers' Confidence Act

8.3 Currency and Tax Features

Currency Regulation:

  • Refund in original payment currency
  • Interbank exchange rate application
  • Currency fluctuation compensation for delays
  • Large refund hedging

Tax Aspects:

  • VAT refund according to tax legislation
  • Tax document provision when necessary
  • Tax reporting adjustment
  • Ukrainian currency legislation compliance

9. QUALITY CONTROL AND MONITORING

9.1 Refund Control System

Performance Monitoring:

  • Refund percentage by service types
  • Average application processing times
  • User process satisfaction
  • Disputed situation count

Target Indicators:

  • 95% application processing within established timeframes
  • 90% positive process evaluation from users
  • Disputed refund reduction to 5%
  • 70% standard refund automation

9.2 Feedback and Improvements

Feedback Collection:

  • User surveys after refund process
  • Complaint and suggestion analysis
  • Social media review monitoring
  • Regular user interviews

Process Improvement:

  • Monthly refund procedure analysis
  • Feedback-based improvements implementation
  • Support staff training
  • Routine process automation

10. LIABILITY AND GUARANTEES

10.1 Company Obligations

Service Quality Guarantees:

  • Platform uptime not less than 99.5%
  • Declared function compliance with reality
  • User personal data protection
  • Advertising and service description honesty

Refund Obligations:

  • Established timeframe compliance
  • Refund amount completeness and accuracy
  • Polite and professional service
  • All procedure transparency

10.2 Liability Limitations

Compensation Limitations:

  • Compensation limited to service payment amount
  • No indirect damage compensation
  • Exceptions for gross negligence cases
  • Special conditions for B2B clients

Force Majeure Circumstances:

  • Obligation suspension during force majeure
  • User notification about force majeure circumstances
  • Compensatory measures after obstacle elimination
  • Special procedures during martial law

11. FINAL PROVISIONS

11.1 Policy Changes

Change Notifications:

  • Email notifications to all active users
  • Website publication 30 days in advance
  • Mobile app notifications
  • Service refusal possibility upon disagreement with changes

Transitional Provisions:

  • Previous conditions effect for current disputes
  • Applicable conditions choice during transition period
  • More favorable user conditions retention

11.2 Applicable Law

Jurisdiction:

  • Ukrainian law for all users
  • Additional GDPR application for EU users
  • CCPA compliance for California residents
  • International consumer protection standards

Dispute Resolution:

  • Mandatory pre-trial settlement
  • Ukrainian courts (Dnipro) for Ukrainian users
  • Mediation as court alternative
  • ADR procedures for international disputes

12. CONTACT INFORMATION

12.1 Refund Support Service

Main Contacts:

  • Email: refunds@worldmates.club
  • Phone: [Phone Number]
  • Online Chat: worldmates.club/support-chat
  • Contact Form: worldmates.club/refund-request

Working Hours:

  • Monday-Friday: 9:00-18:00 (Kyiv time)
  • Saturday: 10:00-15:00 (Kyiv time)
  • Sunday: closed
  • Emergency cases: 24/7 via email

12.2 Specialized Contacts

For Complex Cases:

  • Support Manager: supervisor@worldmates.club
  • Legal Department: legal@worldmates.club
  • Finance Department: finance@worldmates.club

For Complaints and Suggestions:

  • Quality Service: quality@worldmates.club
  • Service Reviews: feedback@worldmates.club

12.3 Postal Address

For Official Correspondence: WorldMates.club
[Entrepreneur's Full Name]
[Full Postal Address]
Dnipro, [Postal Code], Ukraine

For Courier Document Delivery: [Office Address for Courier Services]
Reception Hours: Mon-Fri, 10:00-17:00


APPENDICES

Appendix A: Refund Application Sample

REFUND APPLICATION

Date: ___________
Account Email: ___________
Transaction Number: ___________
Payment Date: ___________
Payment Amount: ___________
Service: ___________

Refund Reason:
□ Service didn't suit
□ Technical error
□ Double charge
□ Poor quality service
□ Unauthorized payment
□ Other: ___________

Detailed Description:
_________________________________
_________________________________
_________________________________

Attached Documents:
□ Error screenshot
□ Bank statement
□ Other documents: ___________

Refund Method:
□ To original card
□ Bank transfer
□ Internal balance

Refund Details:
_________________________________
_________________________________

Date: ___________
Signature: ___________

Appendix B: Refund Timeframes by Country

Ukraine:

  • Bank cards: 5-10 business days
  • Bank transfers: 3-7 business days
  • Electronic wallets: 1-3 business days

EU Countries:

  • SEPA transfers: 1-2 business days
  • Bank cards: 3-7 business days
  • PayPal: 1-3 business days

USA:

  • ACH transfers: 3-5 business days
  • Bank cards: 5-10 business days
  • PayPal: 1-3 business days

Other Countries:

  • SWIFT transfers: 5-15 business days
  • Bank cards: 7-14 business days
  • International payment systems: 3-10 business days

FREQUENTLY ASKED QUESTIONS (FAQ)

Q1: How quickly are refund applications processed?

A: Standard applications are processed within 3-5 business days. Complex cases may take up to 14 days. Technical errors are resolved within 24-48 hours.

Q2: Can money be refunded for virtual gifts?

A: Yes, if the gift hasn't been sent to the recipient and no more than 24 hours have passed since purchase.

Q3: Are refunds provided when account is blocked?

A: If blocking occurred due to user fault (rule violations), no refund is provided. For unjustified blocking, refund is possible.

Q4: How to cancel automatic subscription renewal?

A: Cancellation is possible in account settings under "Subscriptions" or through support service. Cancellation must be made at least 24 hours before renewal date.

Q5: Are payment system fees refunded?

A: For platform fault refunds, fees are fully returned. For voluntary user refusal, fees may not be returned.


Emergency Contact Information:

📧 Email: refunds@worldmates.club
📞 Phone: [Phone Number]
💬 Online Chat: worldmates.club/support
🌐 Contact Form: worldmates.club/refund-request

Official Correspondence Address:
WorldMates.club
[Entrepreneur's Full Name]
Dnipro, Ukraine, [Full Address]


This Refund Policy has been developed considering Ukrainian and international consumer protection legislation requirements. We strive to ensure fair and transparent conditions for all our users.

Last Updated: August 12, 2025
Next Scheduled Review: February 12, 2026

Language Versions:

  • Ukrainian (primary version)
  • English: worldmates.club/refund-policy-en
  • Russian: worldmates.club/refund-policy-ru

In case of discrepancies between language versions, the Ukrainian version takes priority.